Do I need to connect my bank to use ChibyooFlow?

No. ChibyooFlow works without any bank connection. You add accounts and transactions manually. Your banking credentials are never shared with anyone.

How does SMS import work in ChibyooFlow?

The app reads bank SMS notifications on your device and automatically parses transaction details — amount, merchant, account. All processing happens locally on your iPhone. No SMS data is ever sent to any server.

Where is my financial data stored?

All data is stored locally on your iPhone. If you enable iCloud sync, data is synced via your private iCloud database — encrypted by Apple, accessible only to you.

Can I import bank statements into ChibyooFlow?

Yes. ChibyooFlow supports CSV and PDF import from several banks. Go to Settings → Accounts → Import file, select your file, review the parsed transactions, and save.

Does ChibyooFlow support multiple currencies?

Yes. Go to Settings → Currency to add any currency and set your base currency. Exchange rates can be updated manually or automatically.

Is ChibyooFlow available for Android?

ChibyooFlow is currently iOS only. There are no plans for an Android version at this time.

Free Tool

Mortgage Calculator

Calculate monthly payment, total interest, and get a full payment schedule with early repayment support.

Currency

Loan Parameters

Property price

KZT

Down payment 20%

Interest rate

Loan term

Start date

Additional Costs

Insurance

%/yr

Tax deduction (RU)

Early Repayment

Monthly overpayment

KZT

Lump sum

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Fill in the parameters and click Calculate